Terms of Use

Last updated: September, 2025

Welcome to HowToDoRetirement.com. By using this website, you agree to these terms. Please read them carefully.


1. Content for Guidance Only

The information on this site is for educational and inspirational purposes only. It is not financial, legal, or medical advice. Always seek professional advice before making decisions about your health, finances, or personal situation.


2. Your Personal Use

You are welcome to read, share, and enjoy the free resources provided here.

  • You may download printables and planners for your own personal use.
  • You may share links to this site with others.
  • You may not resell, republish, or redistribute my resources or content without permission.

3. Story Submissions

If you submit your story:

  • You agree that it may be lightly edited for clarity.
  • It may be published on HowToDoRetirement.com.
  • You may request anonymity, otherwise only your first name may be shared.

4. Affiliate Links

This site may contain affiliate links. If you click and purchase, I may earn a small commission at no additional cost to you. I only recommend products and services I believe may be helpful to my readers.


5. No Guarantees

While I strive to provide useful and accurate information, I cannot guarantee results. Each person’s retirement journey is unique.


6. Limitation of Liability

By using this site, you agree that I am not responsible for any decisions you make based on the content here, nor for any outcomes of using affiliate products or external resources.


7. Changes

I may update these terms from time to time. If I make significant changes, I’ll update the date at the top of this page.


8. Contact

If you have questions about these Terms, please contact me at: hello@howtodoretirement.com (or copy and paste this address into your email program).