Last Updated: November 2025
Welcome to HowToDoRetirement.com.
By accessing or using this website, you agree to these Terms of Use. Please read them carefully.
If you do not agree with these terms, please discontinue use of the website.
1. Purpose of This Website
HowToDoRetirement.com provides educational, inspirational, and informational content to support women designing meaningful, intentional lives after retirement.
The content on this site is:
- Not medical advice
- Not financial or legal advice
- Not a substitute for professional consultation
Always seek guidance from a qualified professional regarding your personal health, finances, or legal matters.
2. Personal Use of Content & Digital Products
You are welcome and encouraged to enjoy the materials available on this site.
You may:
- Read and share articles
- Use planning printables, tools, and free resources for your personal use only
- Share direct links to HowToDoRetirement.com
You may not:
- Copy, resell, reproduce, or redistribute any content, planners, PDFs, or digital resources
- Upload digital downloads to another website, platform, or file-sharing service
- Claim the content or designs as your own
- Use content commercially without written permission
All digital products, planners, and printables are protected under copyright law.
For licensing questions, please contact: hello@howtodoretirement.com
3. Story Submissions
When you submit your story through a form or email:
- You grant permission for it to be lightly edited for clarity, readability, or length
- Your story may be published on HowToDoRetirement.com
- You may request to remain anonymous
- If you provide your name, only your first name will be used unless you explicitly request otherwise
You may withdraw your story at any time by emailing us.
4. Affiliate Links & Disclosure
Some posts, articles, and resources may contain affiliate links.
This means:
- If you click a link and make a purchase, I may earn a small commission
- There is no extra cost to you
- I only recommend products and services I genuinely believe may be helpful
- Affiliate income helps support free resources on this website
This disclosure is provided in compliance with:
- US FTC Guidelines
- UK ASA / CAP Code
5. No Guarantees
Every person’s retirement path is unique.
While I aim to share tools, stories, and resources that support clarity and confidence:
- I cannot guarantee results
- Outcomes depend on individual effort, decisions, and circumstances
Use the information on this website at your own discretion.
6. Limitation of Liability
By using this website, you agree that HowToDoRetirement.com and its owner are not liable for:
- Any decisions you make based on the information provided
- Any results from using recommended products or services
- Any loss, harm, or damages related to your use of the site
Links to external websites are provided for convenience.
I am not responsible for the content, accuracy, or privacy practices of third-party websites.
7. User Conduct
By using this site, you agree not to:
- Post harmful, abusive, or inappropriate content
- Attempt to disrupt or harm the website or its functionality
- Use the website for unlawful or unauthorized purposes
Violations may result in restricted access or removal of submitted content.
8. Changes to These Terms
These Terms may be updated occasionally.
If significant changes are made, the “Last Updated” date at the top of this page will reflect the revision.
9. Accessibility Statement
I am committed to making HowToDoRetirement.com accessible and welcoming to all visitors.
If you experience difficulty accessing any content, please email me so I can assist you or improve the site.
10. Contact
If you have questions about these Terms, please reach out anytime:
📧 hello@howtodoretirement.com
(or copy and paste this email address into your email program)